How to Buy Online Safely
How to Buy Online Safely
Can you trust your common sense and intuition? Unfortunately, it isn’t practical for users to determine if a website is safe or not. Although invisible to the visiting online customer, hackers often target improperly secured legitimate websites. Being a large, well-established company is no guarantee that the site is safe!
Purchasing from a secure computer or device running the latest antivirus software, firewalls and security patches will significantly decrease your chances of becoming a victim.
Only part with sensitive information like your personal or financial details when you are fully satisfied with the legitimacy of the company. See below more key tips on How to Buy Online Safely:
Read the fine print. Terms can sometimes detail hidden and unexpected costs or obligations.
Only purchase through websites using encryption
URLs that start with https:// rather than http:// (the “s” stands for secure) are encrypting information during transfer. Another indicator of a website using encryption is a small padlock icon displayed in the Internet browser. However, there is no guarantee that these sites are safe, as hackers can create websites that use encryption but are designed to steal personal information.
Provide the minimum amount of personal information
Leave optional fields blank: Middle name, date of birth, mobile phone number. Many website operators request optional information alongside required information to process a business transaction.
Never share your password
Even if someone else is making the purchase for you, you should enter the password yourself and never share it with others. Also, never select the “remember my password” option on a shared computer.
Buy local where possible
When the seller is based in a different country, it can be much more difficult and expensive to resolve any issues.
Check your bank statements
Check your bank account transactions regularly, particularly after making purchases over the Internet, to be sure that all payments are legitimate.
Keep your order confirmations and receipts
Always keep important information relating to a purchase in either printed or electronic format. This information will be very useful in resolving any issues relating to the purchase.
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